Following a car accident, it is mandatory that you report the incident to your insurance company. This is especially the case in the event that you went through a severe accident that involved injuries and serious property damage.
The insurance policy almost always states that you have to report the accident to the insurance company. Also, you will most likely require the protection of the coverage since this will give you financial aid. If a personal injury was involved and the accident was not your fault, you will also want to contact Washington DC personal injury attorneys to file an injury lawsuit.
With minor accidents, many vehicle owners are confused. This includes situations like single car collisions and low speed fender benders. The problem for many is that it is daunting to deal with all the associated paperwork and waiting for police officers is not always what you would like. Even so, it is absolutely always worth it to get the insurance company involved in the process.
Insurance After Car Crashes
When minor collisions happen, the drivers make very fast vehicle and personal assessments. After, they simply agree that insurance companies should not be involved and accident reports should not be filed. It seems that such agreements are very agreeable but they can easily create huge issues down the road.
Avoiding getting insurance companies is done due to different reasons, like:
- Thinking that insurance premiums are going to go up.
- Not wanting to deal with long claims.
- Thinking that it is cheaper to fix the vehicle than the deductible.
All of the reasons are understandable. However, they might not actually make legal or financial sense. For instance, insurance premiums do not always go up and repair costs can be much higher than anticipated.
When You Do Not Report The Accident
One of the main reasons why you should involve the insurance company is that there are several possible car accident injuries that will not immediately appear. For instance, soft-tissue injuries (with whiplash being the most common) only appear days after the accident. You might not even realize you have a problem until weeks or months pass and you face very expensive medical treatments.
In the worst case scenario, whiplash injuries can be suffered days after the accident. When you did not gather the details of the other people involved, your medical care will end up being paid for by you alone.
At the end of the day, it is very important that you report any accident to your insurance company. You might think that this is not the case due to multiple possible reasons. In reality though, this report is a huge protection for you in the event that something bad happens.
Unfortunately, car accidents can cause several injuries that you do not discover until some time passes. You want to be protected and you have to do all that you can in order to safeguard your future. Doing this will allow you to keep your family safe at all times.